Marek Michalowski

Kredyt Bank SA engages in the provision of banking services addressed and tailored to the needs of individual customers, business entities, and local authorities. It operates through the following business segments: Retail, Corporate, Treasury, and Others. The Retail segment involves products for individual customers, private banking, and micro and small enterprises. The Corporate segment entails transactions with medium-sized companies (SME with annual sales revenue exceeding PLN 1 million, but not exceeding PLN 25 million), large companies (with total sales revenue exceeding PLN 25 million) as well as state budgetary units at central and local levels. The Treasury segment comprises the result of the transactions performed by the bank on its own account as an active participant of the money market (Treasury and NBP bills), bonds market (Treasury and commercial bonds), currency market and interbank market. The company was founded in 1990 and is headquartered in Warsaw, Poland

Ferrovial Agroman SA provides commercial construction and engineering services. The company was founded in 1999 and is headquartered in Madrid, Spain.

Yawal SA engages in the supply of aluminum profiles. Its products include facade fittings, windows, doors, fire protection and anti-theft systems. The company was founded in 1990 and is headquartered in Herby, Poland.

Qumak SA provides information technology solutions for the telecommunications, healthcare, military, and financial industries. It operates through the following segments: IT Integration & Cyber Security, Intelligent Infrastructure, Outsourcing, and Business Application & Dedicated Solutions. The IT Integration & Cyber Security segment provides solutions for the design and implementation of the communications, security, and data access systems. The Intelligent Infrastructure segment offers building automation systems for museums, science centers, and education facilities. The Outsourcing segment engages in the IT service desk and consulting outsourcing. The Business Application & Dedicated Solutions segment creates and implements IT systems based on service and process architecture for the management as well as monitoring of business activities. The company was founded in 1988 and is headquartered in Warsaw, Poland.