SW Funding Plc
Life/Health InsuranceFinance SW Funding plc provides life insurance, pension plans, financial services and associated marketing services. Its Scottish Widows Investment Partnership segment manages client funds. The company was founded in 1815 and is located in Edinburgh, the United Kingdom.
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Life/Health Insurance
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Permanent Funding (No. 1) Ltd.
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Cheltenham & Gloucester Plc
Cheltenham & Gloucester Plc Finance/Rental/LeasingFinance Cheltenham & Gloucester Plc provides mortgage and other financial services. Its services include credit card issues, private investments advice and personal loans. The company offers its mortgage products to customers through the telephone, internet and as well as through local branches. Cheltenham & Gloucester was founded in 1850 and is headquartered in Gloucester, UK.
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Finance/Rental/Leasing
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Permanent Funding (No.2) Ltd.
Permanent Funding (No.2) Ltd. Investment ManagersFinance Part of Lloyds Banking Group Plc, Permanent Funding (No.2) Ltd. is a private equity fund. The private company is based in London, UK. Founded in 2002.
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Investment Managers
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Permanent Master Issuer Plc
Permanent Master Issuer Plc Investment Trusts/Mutual FundsMiscellaneous Permanent Master Issuer Plc provides securitization and structured financial services. The company is headquartered in London, GB.
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Investment Trusts/Mutual Funds
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Scottish Widows Unit Funds Ltd.
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Investment Trusts/Mutual Funds
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Trinity Financing Plc
Financial ConglomeratesFinance Founded in 2008, Trinity Financing Plc is a subsidiary of Lloyds Banking Group Plc that provides investment and financial services. The private company is based in London, UK.
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Financial Conglomerates
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Edgbaston RMBS 2010-1 Plc
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Finance/Rental/Leasing
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Finance/Rental/Leasing
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Scottish Widows Unit Trust Managers Ltd.
Scottish Widows Unit Trust Managers Ltd. Investment ManagersFinance Scottish Widows Unit Trust Managers Ltd. (SWUTM) is an investment management firm headquartered in Edinburgh, UK. Formerly known as TSB Unit Trusts Ltd., the firm was founded in 1982 and is a subsidiary of Scottish Widows Ltd., which is ultimately owned by Lloyds Banking Group Plc (LON: LLOY). SWUTM offers investment management solutions to various types of investors.
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Investment Managers
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HBOS Plc
Major BanksFinance HBOS Plc engages in the provision of retail and commercial banking services, mortgages, insurance, and investment services. The company was founded on May 3, 2001 and is headquartered in Edinburgh, the United Kingdom.
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Major Banks
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Uberior Investments Ltd.
Investment ManagersFinance Part of Lloyds Banking Group Plc, Uberior Investments Ltd. is a British financial services company founded in 1981. The private company is based in Edinburgh, UK. The company's description mentions Bank of Scotland, which offers a range of financial products and services such as bank accounts, credit cards, loans, mortgages, and more.
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Investment Managers
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Halifax General Insurance Services Ltd.
Halifax General Insurance Services Ltd. Insurance Brokers/ServicesFinance Founded in 1993, Halifax General Insurance Services Ltd. is a subsidiary of Lloyds Banking Group Plc that provides insurance brokerage services. The private company is based in Halifax, UK.
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Insurance Brokers/Services
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Halifax Financial Services Ltd.
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Scottish Widows Ltd. (Investment Portfolio)
Scottish Widows Ltd. (Investment Portfolio) Investment ManagersFinance Scottish Widows Ltd. (Investment Portfolio) (Scottish Widows-IP) is the investment portfolio division of Scottish Widows Ltd., a life insurance and pensions company headquartered in London, UK. The firm was founded in 1996 and is a subsidiary of Scottish Widows Group Ltd., which is owned by Lloyds Banking Group Plc (LON: LLOY) in Great Britain. Their product range includes workplace and individual pensions, annuities, life cover, critical illness, income protection as well as savings and investment products. Scottish Widows-IP manages the investment portfolio of insurance clients.
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Investment Managers
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Lloyds Bank Asset Finance Ltd.
Lloyds Bank Asset Finance Ltd. Finance/Rental/LeasingFinance Founded in 1958, Lloyds Bank Asset Finance Ltd. is a British consumer financing company that is part of Lloyds Banking Group Plc. The private company is based in London, UK.
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Finance/Rental/Leasing
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St. Andrews' Insurance Plc
St. Andrews' Insurance Plc Insurance Brokers/ServicesFinance Founded in 1995, St. Andrews' Insurance Plc is a subsidiary of Lloyds Banking Group Plc and provides insurance services. The private company is based in London, UK.
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Insurance Brokers/Services
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Halifax Loans Ltd.
Regional BanksFinance Founded in 1988, Halifax Loans Ltd. is a subsidiary of Lloyds Banking Group Plc. The private company provides mortgage loans and is based in Halifax, UK.
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Regional Banks
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Lex Autolease (VC) Ltd.
Investment Banks/BrokersFinance Part of Lloyds Banking Group Plc, Lex Autolease (VC) Ltd. provides financial services. The private company is based in London, UK and was founded in 1979.
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Investment Banks/Brokers
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Black Horse Ltd.
Finance/Rental/LeasingFinance Part of Lloyds Banking Group Plc, Black Horse Ltd. is a British company that provides consumer finance services. The private company is based in London, UK. The company was founded in 1960. The CEO is Richard Andrew Jones. Black Horse was acquired by Lloyds UDT Ltd. from Standard Chartered Plc on September 01, 2000 for $913.33 million.
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Finance/Rental/Leasing
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Bank of Scotland Plc
Packaged SoftwareTechnology Services Bank of Scotland Plc provides banking and financial services. Its services include current accounts, savings, mortgages, credit cards, and unsecured loans to personal and business banking customers; and lending, transactional banking, working capital management, risk management and debt capital markets services to commercial customers. The company was founded on July 17, 1695 and is headquartered in London, the United Kingdom.
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Packaged Software
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Lloyds Development Capital (Holdings) Ltd.
Lloyds Development Capital (Holdings) Ltd. Investment ManagersFinance Lloyds Development Capital (Holdings) Ltd. (LDC) is a private equity firm founded in 1981. The firm is headquartered in London, United Kingdom and is wholly owned by LBG Equity Investments Ltd.
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Investment Managers
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Lex Vehicle Leasing Ltd.
Finance/Rental/LeasingFinance Lex Vehicle Leasing Ltd. provides vehicle leasing services. Its services include leasing, renting vehicles, and fleet management. The company also offers financing services on used vehicles. Lex Vehicle Leasing was founded in 1959 and is located in Amersham, UK
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Finance/Rental/Leasing
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CashFriday Ltd.
Miscellaneous Commercial ServicesCommercial Services Part of Lloyds Banking Group Plc, CashFriday Ltd. is a British company that provides accounting services. The private company is based in Altrincham, UK. CashFriday was acquired by Lloyds TSB Group Plc on November 21, 2001 for $14.18 million.
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Miscellaneous Commercial Services
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The Agricultural Mortgage Corp. Plc
The Agricultural Mortgage Corp. Plc Finance/Rental/LeasingFinance Agricultural Mortgage Corp. Plc provides financial services to the agricultural business. The firm specializes in long-term mortgages and loans for farms and rural businesses. It also provides loans for buying land, machinery purchase, working capital and land improvements. The company is headquartered in Andover, the United Kingdom.
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Finance/Rental/Leasing
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Halifax Share Dealing Ltd.
Halifax Share Dealing Ltd. Investment Banks/BrokersFinance Founded in 1997, Halifax Share Dealing Ltd. is a subsidiary of Lloyds Banking Group Plc. The private company provides online investment services and is based in Leeds, UK.
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Investment Banks/Brokers
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HBOS Investment Fund Managers Ltd.
HBOS Investment Fund Managers Ltd. Investment ManagersFinance HBOS Investment Fund Managers Ltd. provides investment management services. The company is headquartered in Halifax, the United Kingdom.
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Investment Managers
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Lloyds UDT Ltd.
Major BanksFinance Founded in 1926, Lloyds UDT Ltd. is a part of Lloyds Banking Group Plc and is an international bank. The private company is based in London, UK.
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Major Banks
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MBNA Ltd.
Finance/Rental/LeasingFinance MBNA Ltd. provides credit card services. The firm offers balance transfer, money transfer, purchase, football, charity, airline, rewards, and low rate and co-branded credit cards. It also provides mobile services. The company was founded in 1993 and is headquartered in Chester, United Kingdom.
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Finance/Rental/Leasing
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Angus International Safety Group Ltd.
Angus International Safety Group Ltd. MiscellaneousMiscellaneous Angus International Safety Group Ltd. is a renowned group of companies founded in 2013 that specializes in the research and development, manufacture, sales, training, and after-sales service and support of safety and environmentally responsible products and engineered solutions. The company is based in Lancaster, UK, and has subsidiaries in the United Kingdom, France, and the United States. The British company owns and manages many premium brands across a broad range of sectors, including agriculture, military, marine, petrochemical, oil and gas, forestry, infrastructure, power, aviation, mining, fire and rescue, offshore, and water transfer-treatment.
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Miscellaneous
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Lloyds Bank Plc
Major BanksFinance Lloyds Bank Plc provides banking and financial services. It operates through the following segments: Retail and Commercial Banking. The Retail segment offers financial service products, including current accounts, savings, mortgages, motor finance and unsecured consumer lending to personal and small business customers. The Commercial Banking segment provides a range of products and services such as lending, transactional banking, working capital management, risk management and debt capital markets services to SMEs, corporates and financial institutions. The company was founded on June 3,1765 and is headquartered in London, the United Kingdom.
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Major Banks
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Scottish Widows Administration Services Ltd.
Scottish Widows Administration Services Ltd. Miscellaneous Commercial ServicesCommercial Services Founded in 1973, Scottish Widows Administration Services Ltd. is a subsidiary of Lloyds Banking Group Plc. The private company is based in London, UK. Scottish Widows Administration Services offers a range of life, pension, and investment products under the Scottish Widows brand. The British company's Group Pension Zone provides eServices for Advisors and Employers, and is integrated with Clerical Medical. Additionally, annual returns for Clerical Medical Investment Group companies can be reviewed through the company's website.
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Miscellaneous Commercial Services
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Lime Street (Funding) Ltd.
Lime Street (Funding) Ltd. Miscellaneous Commercial ServicesCommercial Services Founded in 2002, Lime Street (Funding) Ltd. is a British business support services company that is part of Lloyds Banking Group Plc. The private company is based in London, UK. Lime Street (Funding engages in providing support services to businesses.
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Miscellaneous Commercial Services
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LDC (Managers) Ltd.
Financial ConglomeratesFinance LDC (Managers) Ltd. operates as a private equity company. It invests in travel and leisure, healthcare, construction and property, financial services, industrials, support services, retail and consumer, and technology, media and telecommunications industries. The company was founded in 1981 and is headquartered in London, the United Kingdom.
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Financial Conglomerates
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Housing Growth Partnership Ltd.
Housing Growth Partnership Ltd. Financial ConglomeratesFinance Founded in 2015, Housing Growth Partnership Ltd. is a financial intermediation services provider. Part of Lloyds Banking Group Plc, the private company is based in London, UK.
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Financial Conglomerates
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HBOS International Financial Services Holdings Ltd.
HBOS International Financial Services Holdings Ltd. Miscellaneous Commercial ServicesCommercial Services Founded in 1987, HBOS International Financial Services Holdings Ltd. is a British management consulting company. Part of Lloyds Banking Group Plc, the private company is based in London, UK.
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Miscellaneous Commercial Services
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St. Andrew's Group
Multi-Line InsuranceFinance St. Andrew's Group provides creditor insurance services. The company was founded on January 13, 1995 and is headquartered in London, the United Kingdom.
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Multi-Line Insurance
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Tower Hill Property Investments 10 Ltd.
Tower Hill Property Investments 10 Ltd. Financial ConglomeratesFinance Part of Lloyds Banking Group Plc, Tower Hill Property Investments 10 Ltd. provides investment services. The private company is based in Chester, UK and was founded in 1989.
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Financial Conglomerates
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Capital Bank Leasing 5 Ltd.
Capital Bank Leasing 5 Ltd. Finance/Rental/LeasingFinance Part of Lloyds Banking Group Plc, Capital Bank Leasing 5 Ltd. provides financial leasing services. The private company is based in Chester, UK and was founded in 1959.
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Finance/Rental/Leasing
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Hamsard 3353 Ltd.
Finance/Rental/LeasingFinance Hamsard 3353 Ltd. engages in the rental of passenger cars. The private company is based in Watford, UK.
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Finance/Rental/Leasing
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Scottish Widows Services Ltd.
Scottish Widows Services Ltd. Insurance Brokers/ServicesFinance Part of Lloyds Banking Group Plc, Scottish Widows Services Ltd. is a British financial services company that has been helping people save for the future for over 200 years. Founded in 1998 and based in Edinburgh, UK, the private company offers pensions, life insurance, and investment plans with a range of free and premium cover options. The company updates their fund prices daily and provide factsheets with past performance for most funds. Scottish Widows Services aims to offer sustainable investment choices and encourages the companies they invest in to behave more sustainably and responsibly. Additionally, they provide a hub to help customers understand workplace pensions and ensure their employees are saving enough for the future. The company also provides important information about compensation arrangements, contract rights, general, and mortgages.
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Insurance Brokers/Services
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NWS Trust Ltd.
Finance/Rental/LeasingFinance Founded in 1946, NWS Trust Ltd. is a non-deposit taking finance house that engages in credit granting. The private company is based in Edinburgh, UK and is part of Lloyds Banking Group Plc.
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Finance/Rental/Leasing
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Lloyds Bank Corporate Markets Plc
Lloyds Bank Corporate Markets Plc Major BanksFinance Lloyds Bank Corporate Markets Plc provides banking services. The company was founded on September 28, 2016 and is headquartered in London, the United Kingdom.
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Major Banks
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Scottish Widows Schroder Wealth Holdings Ltd.
Scottish Widows Schroder Wealth Holdings Ltd. Investment ManagersFinance Scottish Widows Schroder Wealth Holdings Ltd. provides wealth management services. The company was founded on December 11, 2018 and is headquartered in London, the United Kingdom.
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Investment Managers
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Lloyds International Pty Ltd.
Lloyds International Pty Ltd. Regional BanksFinance Lloyds International Pty Ltd. provides financial services. The firm provides asset finance, credit insurance, investment plans, and corporate and retail banking services. It has operations in the UK and Ireland. The company was founded in 1995 and is headquartered in Sydney, Australia.
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Regional Banks
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Lex Autolease (CH) Ltd.
Finance/Rental/LeasingFinance Lex Autolease (CH) Ltd. is engaged in providing car rental and leasing services. The company was founded on August 7, 1990 and is headquartered in London, the United Kingdom.
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Finance/Rental/Leasing
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LBG Equity Investments Ltd.
LBG Equity Investments Ltd. Financial ConglomeratesFinance Part of Lloyds Banking Group Plc, LBG Equity Investments Ltd. is a British company that provides investment services. The private company is based in London, UK and was founded in 1989.
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Financial Conglomerates
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Scottish Widows Group Ltd.
Scottish Widows Group Ltd. Major BanksFinance Part of Lloyds Banking Group Plc, Scottish Widows Group Ltd. is a provider of banking and financial services including private equity, insurance, mortgages, and savings accounts. The private company is based in Edinburgh, UK. The British company was founded in 1999. Chirantan Barua has been the CEO of the company since 2023.
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Major Banks
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Lloyds Bank General Insurance Holdings Ltd.
Lloyds Bank General Insurance Holdings Ltd. Financial ConglomeratesFinance Founded in 1982, Lloyds Bank General Insurance Holdings Ltd. is an investment holding British company that functions as part of Lloyds Banking Group Plc. The private company is based in Andover, UK.
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Financial Conglomerates
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West Craigs Ltd.
Real Estate DevelopmentFinance Founded in 2001, West Craigs Ltd. is a British company that engages in the development of building projects. Part of Lloyds Banking Group Plc, the private company is based in Edinburgh, UK.
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Real Estate Development
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Clerical Medical Finance Plc
Clerical Medical Finance Plc Finance/Rental/LeasingFinance Clerical Medical Finance Plc is engaged in providing investment facilities to middle-class professionals . The company's products include life insurance and other investment products, such as a variety of bonds (flexible growth, income, and others) and offshore investment funds. Clerical Medical is also engaged in selling up the group and individual pension plans, as well as savings plans. The company is a subsidiary of Halifax which provides home mortgages.
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Finance/Rental/Leasing
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United Dominions Trust Ltd.
United Dominions Trust Ltd. Finance/Rental/LeasingFinance Founded in 1922, United Dominions Trust Ltd. is a subsidiary of Lloyds Banking Group Plc. The private company is based in London, UK. The British company provides hire purchase and finance leasing services.
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Finance/Rental/Leasing
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Nfu Mutual Finance Ltd.
Financial ConglomeratesFinance Founded in 1960, Nfu Mutual Finance Ltd. is a subsidiary of Lloyds Banking Group Plc. The private company provides investment services and is based in Chester, UK.
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Financial Conglomerates
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Forthright Finance Ltd.
Financial ConglomeratesFinance Founded in 1972, Forthright Finance Ltd. is a British financial intermediary services company. The private company is based in Chester, UK and provides financial intermediary services.
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Financial Conglomerates
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Lex Autolease Ltd.
Finance/Rental/LeasingFinance Lex Autolease Ltd. provides fleet management and fleet funding specialist services. It offers vehicle leasing for fleets large and small. The firm's services include fleet management, accident services, fleet consultancy, public sector, salary sacrifice, commercial vehicles, car and van rentals, duty of care, commercial insurance, online services, cash allowance calculator, and cars4staff. The company was founded in 1959 and is headquartered in Birmingham, United Kingdom.
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Finance/Rental/Leasing
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Capital Bank Leasing 3 Ltd.
Capital Bank Leasing 3 Ltd. Marine ShippingTransportation Capital Bank Leasing 3 Ltd. provides financial leasing services. The company is headquartered in Chester, the United Kingdom.
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Marine Shipping
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Black Horse Finance Holdings Ltd.
Black Horse Finance Holdings Ltd. Financial ConglomeratesFinance Part of Lloyds Banking Group Plc, Black Horse Finance Holdings Ltd. is a British UK-based company founded in 1999. The private company provides retail and commercial financial services to 26 million customers and has a strong digital presence.
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Financial Conglomerates
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Hamsard 3352 Ltd.
Finance/Rental/LeasingFinance Part of ECI Partners LLP, Hamsard 3352 Ltd. is a British company that engages in the rental of passenger cars. The private company is based in Watford, UK and was founded in 2014.
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Finance/Rental/Leasing
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Birmingham Midshires Financial Services Ltd.
Birmingham Midshires Financial Services Ltd. Financial ConglomeratesFinance Part of Lloyds Banking Group Plc, Birmingham Midshires Financial Services Ltd. operates as a British non-trading company. The private company is based in Halifax, UK.
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Financial Conglomerates
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Cobaco Holdings Ltd.
MiscellaneousMiscellaneous Part of Lloyds Banking Group Plc, Cobaco Holdings Ltd. is a British company that provides investment services. The private company is based in Merseyside, UK. Cobaco Holdings was founded in 2012.
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Miscellaneous
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Lloyds Banking Group Pensions Trustees Ltd.
Lloyds Banking Group Pensions Trustees Ltd. Investment ManagersFinance Part of Lloyds Banking Group Plc, Lloyds Banking Group Pensions Trustees Ltd. provides pension fund-related services. The private company is based in London, UK.
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Investment Managers
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The British Linen Co. Ltd.
The British Linen Co. Ltd. Major BanksFinance Part of Lloyds Banking Group Plc, The British Linen Co. Ltd. provides bank services. The private company is based in Edinburgh, UK.
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Major Banks
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Capital Bank Leasing 12 Ltd.
Capital Bank Leasing 12 Ltd. Finance/Rental/LeasingFinance Founded in 1950, Capital Bank Leasing 12 Ltd. is a British financial leasing company that provides leasing services. The private company is based in Edinburgh, UK and is part of Lloyds Banking Group Plc.
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Finance/Rental/Leasing
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Lloyds Your Tomorrow Trustee Ltd.
Lloyds Your Tomorrow Trustee Ltd. Financial ConglomeratesFinance Part of Lloyds Banking Group Plc, Lloyds Your Tomorrow Trustee Ltd. provides investment services. The private company is based in London, UK.
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Financial Conglomerates
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Bank of Scotland (B.G.S.) Nominees Ltd.
Bank of Scotland (B.G.S.) Nominees Ltd. Regional BanksFinance Part of Lloyds Banking Group Plc, Bank of Scotland (B.G.S.) Nominees Ltd. acts as a nominee/trust/depository. The private company is based in Edinburgh, UK.
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Regional Banks
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Acl Autolease Holdings Ltd.
Acl Autolease Holdings Ltd. Financial ConglomeratesFinance Founded in 1998, Acl Autolease Holdings Ltd. is a subsidiary of Lloyds Banking Group Plc and provides investment services. The private company is based in London, UK.
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Financial Conglomerates
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The Mortgage Business Plc
The Mortgage Business Plc Finance/Rental/LeasingFinance The Mortgage Business Plc provides mortgage loans. It offers different types of loans which include flexible, buy-to-let, let-to-buy, and investment portfolio mortgages. The company also offers insurance services. Mortgage Business was founded in 1989 and is headquartered in Chester, UK.
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Finance/Rental/Leasing
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Travellers Cheque Associates Ltd.
Travellers Cheque Associates Ltd. Regional BanksFinance Part of American Express Co., Travellers Cheque Associates Ltd. is a British company that provides redemption services for travellers cheques. The private company is based in London, UK.
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Regional Banks
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Shogun Finance Ltd.
Financial ConglomeratesFinance Shogun Finance Ltd. is a British company that offers financial services. The private company is based in Barnet, UK and was founded in 1985. Customers can manage their agreements with Shogun through an online account. Shogun Finance is ultimately controlled by The Solicitor for the Affairs of Her Majesty's Treasury.
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Financial Conglomerates
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Bank of Scotland Equipment Finance Ltd.
Bank of Scotland Equipment Finance Ltd. Finance/Rental/LeasingFinance Founded in 1977, Bank of Scotland Equipment Finance Ltd. is a subsidiary of Lloyds Banking Group Plc. The private company provides finance leasing services and is based in Chester, UK.
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Finance/Rental/Leasing
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HBOS UK Ltd.
Miscellaneous Commercial ServicesCommercial Services HBOS UK Ltd. provides business support services. The company’s principal activity is to hold gilts as a security against the Secured Unfunded Retirement Benefit Scheme in its parent company HBOS Plc. HBOS UK was founded on December 23, 2003 and is headquartered in Edinburgh, the United Kingdom.
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Miscellaneous Commercial Services
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Hyundai Car Finance Ltd.
Finance/Rental/LeasingFinance Founded in 1987, Hyundai Car Finance Ltd. is a British financial intermediary company that provides financial intermediation services. Part of Lloyds Banking Group Plc, the private company is based in Barnet, UK.
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Finance/Rental/Leasing
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Black Horse Group Ltd. (London)
Black Horse Group Ltd. (London) Miscellaneous Commercial ServicesCommercial Services Part of Lloyds Banking Group Plc, Black Horse Group Ltd. is a British business support services company founded in 1990. The private company is based in London, UK. Black Horse Group Ltd. provides business support services.
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Miscellaneous Commercial Services
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Suzuki Financial Services Ltd.
Suzuki Financial Services Ltd. Finance/Rental/LeasingFinance Founded in 1995, Suzuki Financial Services Ltd. is a subsidiary of Lloyds Banking Group Plc. The private company is based in Tresillian Terrace, UK. The British company provides financial services for Suzuki vehicles.
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Finance/Rental/Leasing
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LBI Leasing Ltd.
Miscellaneous Commercial ServicesCommercial Services Founded in 1963, LBI Leasing Ltd. is a British business support services company. The private company is based in London, UK. LBI Leasing provides various business support services.
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Miscellaneous Commercial Services
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CF Asset Finance Ltd.
Finance/Rental/LeasingFinance Part of Lloyds Banking Group Plc, CF Asset Finance Ltd. is a British company that provides services to personal credit institutions. The private company is based in Chester, UK and was founded in 1999.
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Finance/Rental/Leasing
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VocaLink Holdings Ltd.
MiscellaneousMiscellaneous VocaLink Holdings Ltd. provides data processing and cloud hosting services. The company was founded on February 20, 2007 and is headquartered in London, the United Kingdom.
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Miscellaneous
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International Motors Finance Ltd.
International Motors Finance Ltd. Finance/Rental/LeasingFinance Part of Lloyds Banking Group Plc, International Motors Finance Ltd. is a British financial services company founded in 1994. The private company is based in Chester, UK. The company's description, extracted from the provided dictionary, is "at bank of scotland, whether you're looking for a bank account, credit card, loan, mortgage or something else, we're here to help you."
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Finance/Rental/Leasing
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Lloyds Bank International Ltd.
Lloyds Bank International Ltd. Regional BanksFinance Lloyds Bank International Ltd. provides banking services. It offers savings accounts, money transfers, investments, foreign exchange services, premier banking, and private banking. The company is headquartered in St. Helier, Jersey.
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Regional Banks
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